Policy options for your every need
Offered by National Insurance Company. Download Complete Policy Wordings & Program Features
How it works
Register on this portal with your
ICSI ID to generate your login credentials
Login into the enrollment portal to configure policy, add nominees and pay premium
Policy is activated and e-card is available for download.
File new claims and track your reimbursements (We hope you dont have to!)
Frequently Asked Questions
How do I register for a policy?
Click on ‘Register Now’ to fill out your personal details including your ICSI code and email id, validate it with the OTP sent to your email and receive your login credentials in email
How do I enroll?
Click on the url: https://icsiwallet.volonxt.com/public/login sent in email with the login credentials, set a new password and then complete enrollment by configuring your policy, adding your nominees and paying the premium amount online
How do I download my e-card or file claims?
Visit https://icsiwallet.volonxt.com/public/login and login with your credentials to download the e-card or file claims
What is the difference between base & top up plan?
Top Up health insurance plan is an extension of a base policy, providing additional coverage. Top up policy will allow you to cover your medical expenses if the sum insured of your base policy is exhausted.
What is the family definition allowed?
Family definition allowed is self, self + spouse, self + spouse + children(up to 2)
How can I opt for this program?
The purchase window would be open for all members and the members can enroll within this period. Health cards will be issued post premium remittance.
Are parents covered under this policy?
No, parents are not covered under this policy.
Can this plan co-exist with an individual health insurance plan that I have already purchased?
Yes, this plan can co-exist with your existing individual health insurance plan. You can utilize SI for both policies separately
Is the premium annual or monthly?
Annually. Coverage is for 1 year.
Is maternity cover available? What is the waiting period?
Maternity expenses is covered up to INR 35,000 for Normal & INR 50,000 C-Section. A waiting period of 9 months is applicable, which implies that members can claim under this policy only when the waiting period of 9 months ends.
Can I leave the plan in the second year?
Yes, members are allowed to leave in the second year
Can I avail tax benefits?
Yes, members are eligible to avail 80D benefits under this policy
Does base policy have to be exhausted to claim under the top-up?
Yes, once the base policy is exhausted, the top up policy gets triggered. Deductible will be applicable.
Is migration & portability allowed?
Portability ie. moving to a retail policy from this group policy is allowed, however migration i.e moving your retail policy into this group policy is not allowed.
What happens in case of more than one claim in a year?
You can claim as many times under the policy until the Sum Insured is not exhausted
Can I claim under cashless?
Cashless claim will be possible in cashless network of hospitals (this covers thousands of hospitals all over India)